Attention homeowners: Real estate appraisal services for in Brighton and Adams County

Check out the top seven reasons why CO homeowners call on Jay Crawford:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Adams county's assessment of your propertyvalue
  3. Remove PMI to reduce their mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a CO divorce, where real estate needs to be divided
  7. To settle an estate in CO by determining the true market value of real estate in question

Need help deciding the price of your house in or near Brighton, CO?
Contact Jay Crawford.

At Jay Crawford, we understand the particular needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Jay Crawford will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping people just like you rid themselves of unnecessary PMI insurance.

Challenging Adams county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that's declining. This only means you are probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Jay Crawford is your perfect weapon.

Was your HELOC recently frozen?

If your house is close to a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Jay Crawford can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Jay Crawford can help you with that. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.